The first 90 days after moving to a new country can feel like a whirlwind. Between unpacking your life, navigating unfamiliar systems, and adapting to a new culture, it’s easy to feel overwhelmed. But what you do in those first three months can set the tone for your long-term success.
Whether you’ve arrived in the United States, Canada, or another destination, there are essential steps every immigrant should take to lay a solid foundation. This checklist is designed to help you stay organized, make informed decisions, and avoid common pitfalls.
1. Secure Temporary and Long-Term Housing
- If you haven’t arranged permanent housing, start with temporary accommodations (short-term rentals, hostels, or extended-stay hotels)
- Research safe neighborhoods, transportation access, and proximity to work/schools
- Understand tenant rights, lease agreements, and security deposits
- Schedule apartment viewings and compare rental terms
2. Apply for Your National ID or Residency Card
Most countries issue an official identification number or card for new residents. This is often needed for jobs, healthcare, banking, and housing.
- USA: Apply for a Social Security Number (SSN) as soon as possible
- Canada: Obtain your Social Insurance Number (SIN)
- Germany: Register your address and receive a registration certificate (Anmeldung)
- Portugal: Secure your residence permit and NIF (tax number)
Check the exact process with your country’s immigration or municipal office.
3. Open a Bank Account
Access to banking is essential for receiving pay, paying rent, and building credit.
- Bring your ID, proof of address, and immigration documents
- Choose between traditional banks and online options
- Ask about low-fee immigrant or student accounts
- Consider getting a debit card and learning the local banking apps
In the U.S., opening a checking account with a credit union or bank like Chase or Bank of America is common. In Canada, Scotiabank and RBC offer newcomer banking packages.
4. Enroll in a Healthcare Plan
Healthcare systems vary widely. Some countries offer public insurance, while others rely on private plans.
- USA: New residents may need to purchase private insurance or enroll through the state marketplace (e.g., Covered California)
- Canada: Apply for provincial health insurance (e.g., OHIP in Ontario)
- UK: Register with the NHS using your BRP and proof of address
- Germany: Choose between statutory or private insurance (Krankenversicherung)
Don’t delay—coverage often has a waiting period.
5. Register for Local Services
Some cities require new residents to register with local authorities within a set period.
- Notify the town hall, city council, or local registry
- Request local tax numbers or municipal IDs
- In some countries, failure to register within the timeframe can result in fines
6. Set Up a Mobile Phone Plan and Internet
Having a working mobile number is key for job hunting, housing, and communication.
- Choose prepaid or contract plans
- Bring identification and proof of address
- Popular options:
- USA: T-Mobile, AT&T, Verizon
- Canada: Fido, Koodo, Rogers
- UK: EE, Vodafone, O2
Look for bundled discounts with home internet services.
7. Start Building Your Credit History
In many countries, a credit score determines your ability to rent housing, finance a car, or get a loan.
- Open a secured credit card
- Pay bills on time (rent, utilities, phone)
- Keep usage below 30% of your credit limit
In the U.S., services like Experian Boost or Self Credit Builder help new immigrants start credit profiles.
8. Enroll Children in School or Daycare
Education is usually free at the primary and secondary levels but requires proof of address and immunization records.
- Visit the local school board or municipal office to register
- Ask about language support programs for non-native speakers
- Research school rankings and curriculum options
Some countries also offer free public daycare or subsidies based on income.
9. Look for Work or Launch Your Business
If you’re ready to work, begin job hunting or registering your business.
- Update your resume to local standards
- Join job platforms like LinkedIn, Indeed, or country-specific sites
- Consider local networking events or newcomer support programs
- For entrepreneurs, research permits, taxes, and incorporation options
In the U.S. and Canada, some cities offer business incubators specifically for immigrants.
10. Learn the Language (If Needed)
Language skills are a gateway to jobs, friendships, and smoother integration.
- Sign up for government-funded language programs
- Use apps like Duolingo, Babbel, or HelloTalk
- Join local conversation groups or language cafes
11. Get Around: Public Transportation and Driving
- Apply for a local transit pass or metro card
- Learn about your country’s driving license exchange rules
- Some places allow driving on a foreign license for 3–12 months before requiring a local one
12. Connect With Your Community
Immigration is more than logistics—it’s about building a new life.
- Join local cultural or immigrant organizations
- Attend meetups or local events to expand your network
- Volunteer—it’s a great way to integrate, improve language skills, and give back
Starting fresh in a new country is challenging—but it’s also full of opportunity. By taking the right steps in your first 90 days, you set the stage for a smooth transition and long-term success.
Keep copies of all important documents, track your deadlines, and don’t be afraid to ask for help. Community resources, immigrant support centers, and even social media groups can make a world of difference as you settle in.
